20. Contingent Liabilities and Commitments

NORMA Group has the following capital expenditures for which there were contractual obligations as of the reporting date of the Interim Financial Statements but which had not yet been incurred:

The Group has contingent liabilities in respect of legal claims arising in the ordinary course of business.

NORMA Group does not believe that these contingent liabilities will have a material adverse effect on its business operations or significant liabilities.